A Tri-States Heating & Air technician sitting on a front porch talking with a homeowner and her dog, with a service van parked on the street

New A/C, Furnace & Thermostat. $0 Down. No Loan.

Quincy & Adams County · Western IL · NE Missouri · SE Iowa

Our home comfort membership covers the complete system — and the next 12 years of parts, labor and service. No down payment, no bank financing, no repair bills you didn't plan for.

  • $0 down at install
  • No bank loan
  • 12 years covered

The part nobody budgets for

You already know how this winter goes.

  • The furnace that groans every January

    It ran last year. Probably runs this year. Nobody wants to find out in February at 4 a.m.

  • Window units doing a whole house's job

    One in the bedroom, one in the living room, a fan in the hallway, and upstairs still doesn't cool.

  • The repair bill with terrible timing

    A capacitor here, a blower motor there. Eventually you've spent real money keeping old equipment alive.

A technician on a front porch reviewing options with two homeowners beside their older window air conditioning unit

The membership fix

Instead of paying to patch equipment that's already past its life, membership puts a brand-new, properly sized system in your home — and then keeps it running for twelve years. Nothing down. No loan to qualify for. One predictable arrangement instead of a decade of surprises.

What membership includes

Everything that makes the house comfortable. Covered.

A complete new system

A high-efficiency air conditioner, a matched furnace, and a smart thermostat you can set from your phone. Sized to your actual house — square footage, ductwork, windows, the upstairs that never cooperates — not to a number off a chart.

  • New air conditioner
  • New furnace
  • Smart thermostat
  • Professional installation

$0 down. No loan.

No down payment at install, no bank application, no financing paperwork to chase. Membership is a service program — it isn't a loan and it isn't bank financing.

12 years of parts, labor & service

Covered parts. Covered labor. Scheduled maintenance to keep the system honest. Twelve years of it — so a bad thermostat or a failed motor is a phone call, not a decision about your savings account.

Local techs who give straight answers

The same crews you'd see at the hardware store on a Saturday. If your system has good years left, we'll tell you that too.

Three steps, start to finish

How it works

  1. 1

    Book your free inspection

    Pick a time on the calendar below. It's free, it's no obligation, and you're not committing to anything by having us out.

  2. 2

    We assess your system and confirm what you qualify for

    We look at your equipment, ductwork and how your home actually holds temperature, explain what we find in plain English, and check whether your home qualifies for local utility rebates or incentives.

  3. 3

    New system installed, $0 down

    If membership is a fit, we schedule the install around your week. Nothing down when we put it in — and the coverage starts the day it's running.

Right now

Free inspection.
No obligation.

A real technician, at your house, looking at your real equipment — at no cost. We'll also check if your home qualifies for local rebates or incentives while we're there.

Book Your Free Inspection

Free applies to the inspection. Membership eligibility, coverage terms, and any rebate or incentive availability are reviewed with you during the visit.

A Tri-States Heating & Air technician shaking hands with a couple outside their farmhouse at sunset next to two new outdoor A/C units

Why Tri-States Heating & Air

We're not from a call center three states away.

  • We live here

    Quincy is home. We know which neighborhoods have the old boilers, which houses fight their upstairs every August, and what a river-valley summer does to a tired condenser.

  • The whole Tri-States

    Adams County and across western Illinois, northeast Missouri, and southeast Iowa. If you're within reach of the bridge, you're within reach of us.

  • Straight answers, no pressure

    You'll hear what we found and what your options are. If waiting a season is the smarter move for you, we'll say so — and we won't call you eleven times about it.

Serving the Tri-States
Over 25 years
Licensed & insured
Lic. #CR110005
Talk to a person
(217) 800-8498

No cost · No obligation

Schedule Your Free Inspection

Pick any open time that suits you. You'll get a confirmation, and a real technician shows up — not a salesperson with a clipboard.

Booking calendar loads here.

If it hasn't appeared, give it a moment or refresh the page — or just call us and we'll get you on the schedule.

Call (217) 800-8498

The inspection is free with no obligation to enroll. We'll confirm coverage details and check whether your home qualifies for local rebates or incentives when we're on site.